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I never went to university tesis de ivu en embarazadas The third-largest U.S. bank is getting its house in orderafter years of management problems forced it to seek three U.S.bailouts in 2008 and 2009. Current Chief Executive MichaelCorbat and predecessor Vikram Pandit cut risk-taking in itstrading businesses, hired selectively in safer areas likeinvestment banking, and scaled back in markets where the bankhad few growth opportunities.